Terms of Use

Welcome to Dimensional. Please read these Terms of Use carefully before using this website (“Website”). Among other things, these Terms of Use provide information on some of the policies, laws, and regulations applicable to this Website.

Dimensional Fund Advisors Pte. Ltd. (UEN: 201210847M) (“Dimensional Singapore”) is regulated by the Monetary Authority of Singapore and holds a capital markets services license for fund management. None of Dimensional Singapore’s affiliates (Dimensional Singapore and its affiliates, as applicable, collectively referred to as “Dimensional”) is currently licensed by, registered with, or supervised by the Monetary Authority of Singapore. Nothing on this Website shall constitute or serve as an offer to sell or solicitation to buy products or services in any country or jurisdiction by any of Dimensional Singapore’s affiliates. 

By using this Website and the information and services available through this Website, you agree to follow and be bound by these Terms of Use. Nothing contained in these Terms of Use is intended to modify or amend any other written agreement, if any, that may currently be in effect between you and Dimensional with regard to matters other than your use of this Website. By accessing this Website and any pages hereof, you are deemed to have read, accepted, and agreed to be bound by these Terms of Use.

Kindly refrain from using this Website should you not agree to the above and all or any of these Terms of Use. Dimensional reserves the right to amend and vary these Terms of Use without any prior notice from time to time. Your reviewing and continuing to use this Website and any pages hereof constitute your agreement to all such amendments and variations. We suggest that you periodically check these Terms of Use for modifications. Dimensional further reserves the right to change, suspend, discontinue or restrict any aspect of this Website without prior notice or liability. Certain sections or pages on this Website may contain separate and additional terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. 


Authorized Users

The information provided on this Website is intended solely for use by Singapore residents and is not directed to any person in the United States or any jurisdiction or country where (by reason of that person’s nationality, residence, or otherwise) the publication or availability of this Website is prohibited or would subject Dimensional Singapore, its affiliates, or any of their products or services to any registration, licensing, or other such legal requirements within such jurisdiction or country. Persons in respect of whom such prohibitions apply must not access this Website. It is the responsibility of any persons who access the information contained in this Website to observe all applicable laws and regulations of their relevant jurisdictions. If you choose to access this Website from a location outside Singapore, then you do so on your own initiative, and you are responsible for compliance with any applicable laws and regulations. By proceeding, you are representing and warranting that you are either resident in Singapore or that the applicable laws and regulations of your jurisdiction allow you to access, and allow Dimensional Singapore to provide you, the information on this Website.

Authorized Use - No Solicitations

The information provided on this Website should not be construed as an offer to sell or solicitation to buy any securities/funds or as an offer of any services in any jurisdiction to any person to whom it is unlawful to make such an offer or solicitation in such jurisdiction. 

Authorized Use - No Investment Recommendations or Financial Advice

The information on this Website does not take into account the specific circumstances of any investor and should not be regarded as investment or financial advice or investment recommendations and should not be relied upon as such.  Dimensional makes no representation that any funds, securities or services described on this Website are suitable for any specific investor. You should seek professional advice from a financial advisor regarding the suitability of any investment. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any data, information, or content on this Website before making any decisions based on such data, information, or content. In exchange for using such data, information, or content, you agree not to hold Dimensional or its third party content providers liable for any possible claim for damages arising from any decision you make based on information made available to you through this Website. Materials relating to the Dimensional funds should be read in conjunction with a fund prospectus and product highlights sheet(s) (if applicable) that describe charges, expenses, and risks. Read them carefully before any investment.


The contents of this Website are intended for your general information and educational purposes only. You may not alter, copy, distribute, transmit, display, perform, reproduce, publish, or use for commercial purposes this Website, in whole or in any part, without first obtaining the express written consent of Dimensional.

All content on this Website is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.

Content and Delivery Disclaimer

We do not warrant that the functions in this Website will be uninterrupted or error-free, that defects will be corrected, or that this Website or the server that makes it available are free of any virus or other harmful elements. Neither Dimensional nor any of its respective directors, officers, employees, agents, contractors, or advisors makes any representation or warranty as to the truth, accuracy, or completeness of the information on this Website (including statements of opinion or expectation) or as to the achievement or reasonableness of any future projections, estimates, prospects, or returns, or any of the assumptions underlying them nor shall any of them have any liability (whether arising from negligence or otherwise) for any representations (expressed or implied) contained in, or for any omissions from, the information on this Website.

The information contained in this Website is subject to change without notice. Any research or analysis used to derive, or in relation to, the information contained on this Website have been procured from sources deemed reliable by Dimensional for its own use without taking into account the investment objectives, financial situation, or particular needs of any specific investor. Past performance is no guarantee of future performance.

Any forecasts or opinions set out on this Website are Dimensional’s own as at the date of the relevant document, may change without notice, and should not be regarded as a guarantee or indication of future or likely performance of the subject matter in question. While Dimensional believes that the information provided on this Website is correct at the date of production, no warranty or representation are given to this effect, and Dimensional expressly disclaims liability for errors or omissions in such information. No reliance may be placed for any purpose on the information and opinions provided on this Website or the accuracy or completeness thereof, and no responsibility can be accepted by Dimensional to anyone for any action taken on the basis of such information or opinions. 


The rights granted to you herein terminate immediately upon any violation by you of these Terms of Use. Dimensional reserves the right to terminate your access to this Website at any time without notice for any reason whatsoever. You agree that Dimensional shall not be liable to you or any third party for any termination of your access to this Website. 

Links to and from Third Party Sites

Dimensional has not reviewed or authorized any sites linking to this Website. No other website, without the prior written permission of Dimensional, is authorized to link to any part of this Website. If you link other websites to this Website, you may not suggest that Dimensional has endorsed or is affiliated with such websites and you may not display this Website as “framed” within another website. We do not take responsibility for any websites linking to this Website.

For educational or information purposes, or for your convenience, the Website may also provide hyperlinks to other sites that are operated and controlled by third parties. Dimensional does not recommend or endorse the content of any website not operated by Dimensional and shall not be responsible for any of these other websites or their contents. Any hyperlinks to these other websites are provided as a convenience to you and not as an endorsement or verification of such websites, and such websites should be accessed at the user’s own risk. Dimensional disclaims responsibility for the privacy policies and customer information practices of any third-party websites hyperlinked to or from this Website. You agree that under no circumstances will you hold Dimensional liable for any loss or damage caused by use of or reliance on any content, goods, or services available on third party websites.


Because all servers have limited capacity and are used by many people, you may not use this Website in any manner that would damage or overburden any Dimensional server or any network connected to any Dimensional server. You may not use this Website in any manner that would interfere with any other party’s use of this Website. 

License and Site Access

Dimensional hereby grants you a limited, revocable, nonexclusive, nontransferable license to view, bookmark, download, and print the pages within this Website and the documents, graphics, and media incorporated on those pages. This license is conditioned on your continued compliance with these Terms of Use. The pages within this Website may be used solely for personal, informational, and noncommercial purposes or as expressly authorized by Dimensional in writing. All rights not expressly granted herein are reserved by Dimensional. Except as otherwise stated in these Terms of Use or as expressly authorized by Dimensional in writing, prohibited use of this Website includes but is not limited to:

  • Modifying, copying, screen capturing, distributing, forwarding, transmitting, posting, displaying, performing, reproducing, publishing, broadcasting, licensing, creating derivative works from, transferring, selling, or exploiting any pages, reports, data, information, content, software, videos, webinars, products, services, or other materials on, generated by or obtained from this Website, whether through links or otherwise (collectively, the "Materials");
  • Redelivering any page, text, image, or Materials on this Website using "framing" or other technology;
  • Engaging in any conduct that could damage, disable, or overburden (i) this Website, (ii) any Materials or services provided through this Website, or (iii) any systems, networks, servers, or accounts related to this Website, including without limitation, using devices or software that provide repeated automated access to this Website, other than those made generally available by Dimensional;
  • Probing, scanning, or testing the vulnerability of any Materials, services, systems, networks, servers, or accounts related to this Website or attempt to gain unauthorized access to Materials, services, systems, networks, servers, or accounts connected or associated with this Website through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any Materials, services, systems, networks, servers, or accounts related to this Website;
  • Modifying, copying, obscuring, removing, or displaying Dimensional's name, logo, trademarks, text, notices, or images without Dimensional's express written permission;
  • Including the term "Dimensional," or any Dimensional trademark or executive's name, or any variation of the foregoing, as a meta-tag, hidden textual element, or any other indicator that creates an impression of affiliation, sponsorship, or endorsement by Dimensional;
  • Using any electronic communication feature of this Website for any purpose that is unlawful, tortious, abusive, intrusive on another's privacy, harassing, libelous, defamatory, embarrassing, obscene, threatening or hateful;
  • Collecting or storing personal data about other users;
  • Using this Website or any Materials from this Website for any commercial purpose not expressly approved by Dimensional in writing;
  • Posting, emailing, or otherwise transmitting any advertising or promotional materials, including without limitation, "junk mail," "surveys," "spam," "chain letters," "pyramid schemes," or any other form of solicitation or unauthorized communication; or
  • Uploading, posting, emailing, or otherwise transmitting any material that contains viruses or any other computer code, files or programs which might interrupt, limit or interfere with the functionality of any computer software or hardware or telecommunications equipment.

Dimensional expressly reserves the right (but has no obligation) to monitor any and all use of this Website, without liability. If you provide Dimensional with any feedback or suggestions regarding this Website or the materials, products or services available on this Website, you grant Dimensional an unlimited, irrevocable, perpetual, sublicensable, royalty-free license to use any such feedback or suggestions for any purpose without any obligation or compensation to you.

Password Protected Areas

Access to and use of password-protected and/or secure areas of the Website are restricted to users authorized by Dimensional Singapore and limited to access by (1) licensed or exempt financial advisers as defined in the Financial Advisers Act (Chapter 110 of Singapore), and (2) institutional investors as defined in section 4A of the Securities and Futures Act (Chapter 289 of Singapore). Unauthorized individuals attempting to access, or actually accessing, these areas may be subject to criminal and/or civil prosecution.

When you register for access to password-protected areas of this Website, you agree to provide Dimensional with current, complete, and accurate information about you as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. For authentication purposes, Dimensional may provide you with security codes delivered by phone or by text message to allow you to access this Website, and certain features on this Website may require you to answer designated security questions.

You agree that the phone number you provide to receive text messages is registered in your name and that we are entitled to rely on the email address and contact information that you last provided to us. You agree to waive all claims resulting from failure to receive communications because of changes in your email address or contact information. By registering for the password-protected areas of this Website, you are granting Dimensional permission to communicate with you by email. You can opt not to receive such emails from us in the future by changing your preferences. We agree to treat with care the information you entrust to us, in accordance with the disclosures in our Privacy Policy.

If you have access to password-protected areas of this Website, you are solely responsible for maintaining the confidentiality and security of any account information, user names, security questions and answers, and passwords, for restricting access to your computer, and for logging off any protected areas of this Website. Accordingly, you should take steps to protect the confidentiality of your password and should not disclose your password to a third party. If password information is shared with a third party (such as an information aggregator) in violation of these Terms of Use, we may not be able to verify the user of the password information, and Dimensional assumes no liability or responsibility whatsoever for the integrity and security of that third party’s information systems or the dissemination, through that third party, of any confidential information. Dimensional will not be responsible for any loss that arises from such use or action or from the failure to comply with these provisions. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction or negligence. You agree to use this Website to access only those accounts on which you are authorized to act, and you agree to use your own user names, logins, passwords, and security questions and answers when accessing accounts on which you are authorized to act. You further agree not to obtain or attempt to obtain unauthorized access to such parts of or features on this Website, or to any other protected materials or information, through any means not intentionally made available to you by Dimensional.

Dimensional makes no warranty, express or implied, regarding the security of this Website, including with respect to the ability of unauthorized persons to intercept or access information transmitted by or to you through this Website.

You should notify Dimensional immediately at MyDimensional@Dimensional.com if you become aware of any disclosure, loss, theft or unauthorized use of your login or password.

If you maintain an account that you access via this Website, you are solely responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities occurring under your account or password that are due to your conduct, inaction or negligence.

Security of Data Transmissions and Storage

Electronic (including wired and wireless) communications through this Website may not be encrypted. You acknowledge that there is a risk that data, including email, electronic and wireless communications and personal data, may be accessed by unauthorized third parties when communicated between you and Dimensional or between you and other parties. Do not send sensitive or confidential information to us via electronic mail. Delivery and timely delivery of electronic mail are also not guaranteed. Dimensional therefore recommends that you do not send time-sensitive or action-oriented messages to us via electronic mail. Dimensional may not, and is not obliged to, process your requests, orders, or instructions until Dimensional can confirm your instructions or obtain appropriate written documentation where it deems necessary. Dimensional shall not be under any obligation whatsoever, whether express or implied, to reply to unsolicited correspondence, communications, or email or to acknowledge receipt of the same.


Investing entails risks, including possible loss of principal. There are special risk considerations associated with value strategy investing, international investing (including emerging markets), and small company investing. No assurances or guarantees are given regarding the performance of any investment. Returns, share price, and yield will fluctuate, and redemption value may be more or less than the original investment. Investments in the Dimensional funds or use of Dimensional’s services are not insured or guaranteed by governmental authorities or any other party. 


Comparative indices are unmanaged and do not reflect the payment of advisory fees and other expenses associated with an investment in a fund. Investors cannot invest directly in an index.


Subject in all respects to the terms of Dimensional Singapore’s Privacy Policy, Dimensional Singapore may use the personal information you provide through this Website only for purposes which you have consented to unless Dimensional Singapore is required or authorized under law to use or disclose such personal information for other purposes or Dimensional Singapore obtained your consent to allow disclosure of such personal information. Please refer to Dimensional Singapore’s Privacy Policy for more information.


Dimensional may offer you the opportunity to personalize your online experience. While certain personalization features can provide a more convenient way to access the data and features most relevant to you, be aware that "cookies" and other similar identification techniques are used to associate you with the computer or electronic device that you are using. If you access this Website from a public location or if you otherwise share a computer or electronic device, some personalization features could reveal non-public personal information about you to others. You alone are responsible for deciding whether a particular personalization feature is appropriate for you and for any consequences that result from your decision.


By using this Website, you expressly understand and agree that Dimensional shall not be liable for any event of force majeure, any virus or other harmful component affecting this Website or any server that operates it, any interception of data or communications in connection with the public nature of the internet, any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software failure of any email or entry to be received on account of technical problems or traffic congestion on the internet, telephone lines or at any website, or any combination thereof, including any loss of opportunities or profit arising from any time delay, system disruption or interruption, transmission blackout, delayed transmission or any incorrect data transmission, or any injury or damage to the computer or other electronic devices or property of any person accessing this Website or any other person related to or resulting from accessing this Website or downloading any materials from any Dimensional website or any third party.

You further agree that Dimensional and its officers, directors, employees and agents shall not be held liable under any circumstances, including negligence, for any and all direct, indirect, special, or consequential losses, injury, damages, rights, claims, and actions of any kind arising from your use of the information and material contained in this Website or accessing or downloading any materials from a Dimensional website or any third party, including without limitation, personal injuries, death, and property damage. Dimensional is also not liable or responsible for any material provided by third parties with their own respective copyright and shall not under any circumstances be liable for any loss, damages, or injury arising from these materials.


As a condition of your use of this Website, you agree to indemnify, defend, and hold harmless Dimensional and its third-party providers from any and all claims, losses, damages, liabilities, and expenses (including but not limited to attorneys’ fees and costs) arising from, or in any way connected with, any use of this Website or your violation of these Terms of Use.


Copyright © 2019 Dimensional Fund Advisors. All information and materials published on this Website (including but not limited to articles, videos, features, photographs, images, and illustrations) (collectively the “Content”) are protected by copyright laws, trademarks, or other intellectual property rights and are owned or controlled by Dimensional or its affiliates, or any other party credited as the provider of the Content.

All trademarks, service marks, and logos appearing on this Website are the exclusive property of their respective owners. No rights of any kind are licensed or assigned or shall otherwise pass to persons accessing such information and Content. Under no circumstances should information or Content contained herein or any part of it be copied, reproduced, or redistributed without the prior express written consent of Dimensional.

All Dimensional graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of Dimensional. Dimensional's trademarks, service marks and trade dress may not be used in connection with any product or service that is not Dimensional's, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits Dimensional. Nothing contained on this Website should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of Dimensional.

You acknowledge that the Content on this Website or otherwise available from Dimensional is subject to copyright and possibly other intellectual property rights (“IPRs”). Unless expressly permitted by law, you shall not, and shall not permit any other person to, sell, modify, copy, reproduce, distribute, display, or publish any Content that you do not own or hold under license or otherwise infringe the IPRs of any person in using this Website or any Content.


If you download software or files from this Website, then the softwareincluding any files or images incorporated in or generated by the software and data accompanying the softwareand files (collectively, the “Files”) are licensed to you by Dimensional solely for your personal, noncommercial use. However, Dimensional does not transfer title to the Files to you. You may own the medium on which the Files are recorded, but Dimensional and its licensors retain full and complete title in and to the Files, including all intellectual property rights therein. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Files to any other form whatsoever. By downloading or using any software from this Website, you represent and warrant that you are not located in, under the control of, or a national or resident of, any country or territory outside Singapore.


These Terms of Use and this Website’s Content shall be governed and construed in accordance with the laws of Singapore, and the courts of Singapore shall have exclusive jurisdiction to adjudicate any dispute that may arise in relation thereto. A person who is not a party to any contract between you and any member of Dimensional shall have no right under the Contracts (Rights of Third Parties) Act, Chapter 53B of Singapore to enforce or to enjoy the benefit of any term of the contract.


In case of discrepancies between the English and other language versions of these Terms of Use and Content of this Website, the English language version shall prevail. If any provision of these Terms of Use is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severed and will not affect the validity and enforceability of the remaining provisions of these Terms of Use. These Terms of Use represent the entire agreement between Dimensional and the user relating to the subject matter herein.

*“Dimensional” refers to the Dimensional separate but affiliated entities generally, rather than to one particular entity. These entities are Dimensional Fund Advisors LP, Dimensional Fund Advisors Ltd., DFA Australia Limited, Dimensional Fund Advisors Canada ULC, Dimensional Fund Advisors Pte. Ltd., Dimensional Ireland Limited, Dimensional Japan Ltd., and Dimensional Hong Kong Limited. Dimensional Hong Kong Limited is licensed by the Securities and Futures Commission to conduct Type 1 (dealing in securities) regulated activities only and does not provide asset management services.